Report a claim

Report Your Accident to Pearland ASAP

What to do in the event of an Accident

  1. If anyone is injured, immediately call 911 and render any possible first aid assistance.
  2. Report the accident to the nearest police station and file a report.
  3. Cooperate fully with the police, but do not make any admissions about your liability. Do not sign any statements other than for an authorized representative of your insurance company.
  4. Take pictures of the scene of the accident, including license plate, registration, insurance of all vehicles involved.
  5. Exchange information
    • Exchange names, addresses and insurance information with the driver of the other vehicle
    • Record the Date, Time & Place of the accident
    • Driver’s License Number of the other drivers
    • Names, addresses & phone numbers of all passengers & witnesses
    • If the plate is out of state, get full insurance details
  6. Save any dash cam footage immediately
  7. Report all accidents promptly by emailing Claims@Pearlandny.com or visiting your closest Pearland office. Email or bring the following documents:
    • Driver’s License, TLC License/Rate Card (if applicable)
    • Vehicle Registration
    • Police Report (if available)
    • Pictures, Dash Cam Videos and all accident details

Print the “Report of Motor Vehicle Accident” form below and keep it in your glove box. You may complete the “MV-104” form and email or bring to our office before visiting.

MV 104

If you have any questions or would like to report a claim please email Claims@PearlandNY.com.

Reporting Accidents is required under NY Law and TLC Rules

Under Section 605 of the New York State Vehicle & Traffic Law, all drivers involved in an accident where:

  • A person is injured or killed, or
  • Property damage to one individual (including yourself) exceeds $1,000

…must file an accident report (MV 104) within 10 days. Failure to file may result in license suspension or insurance coverage denial.

Important Reminders

  • Report all accidents to Pearland Brokerage immediately.
  • Save all supporting claim documents: police reports, photos, dash cam clips, witness statements.
  • A dash camera can help prove fault, prevent insurance fraud, and provide critical evidence for claims, tickets, or court.